India's real estate sector  is structurally limited by a crisis of certainty in land governance. Projects are delayed, costs spiral, and institutional capital is deterred due to issues stemming from: fragmented land ownership, unclear/incomplete records, and the opaqueness of traditional regulatory approvals. This environment fosters a significant trust deficit and deep legal anxiety among developers, lenders, and citizens. PropTech is the necessary digital pathway to resolving this. The true promise of digitization is not just efficiency but establishing transactional certainty at every stage. This session focuses on integrating the following digital tools to connect the entire real estate lifecycle:

Digital Due Diligence: Cleaning, aggregating, and verifying land title data to de-risk investment

Automated Approvals: Streamlining government clearances to provide faster, code-compliant permissions

Land Use & Planning: Ensuring digitized, clear parcels are available for large-scale development, including industrial parks

1. Guiding Questions

The panel will explore the synergy between the two foundational pillars of PropTech governance: digital due diligence (title certainty) and automated regulation (process certainty).

Transactional Certainty: How can the combined use of digital due diligence and automated regulatory compliance create a single, trustworthy digital record for a property, moving the market away from a "caveat emptor" model?

De-risking Finance: By providing lenders with instant, verified title reports, how significantly can prop-tech’s digital due-dilligence solutions reduce loan turnaround times, risk premiums, and non-performing asset (NPA) creation in the lending sector?

Ease of Doing Business (EODB): What are the key regulatory and legislative changes required at the state level to ensure that AI-driven plan scrutiny systems are fully adopted and their approvals granted the same legal legitimisation as manual sign-offs?

Industrial Land and Urban Policy: How can the need for large, clean land parcels for industrial development drive policymakers to integrate automated building approvals, digital title verification, e-auctions into a unified national urban planning and land allocation strategy?

Scaling Trust: Looking at international best practices, how can a national framework ensure that digital reforms like GIS mapping and single-window systems are mandatory, integrated, and interconnected to prevent the persistent issue of data fragmentation and system silos?

1. Intended outcomes from this session:

Creation of a Digital Roadmap for Integrated Governance:

Develop a clear, actionable framework for integrating fragmented digital systems—specifically linking digital land records (title verification), automated building approval systems, and single-window clearance portals.

Facilitate dialogue between government regulatory bodies, financial institutions, and PropTech providers to pilot projects aimed at digitizing the end-to-end real estate lifecycle in key cities.

Shift in Institutional Risk Perception:

Change the narrative surrounding Indian real estate from one defined by legal anxiety and opacity to one of data-driven transparency and certainty, thereby making the sector more attractive for long-term institutional and global investment.

Establish digital due diligence as the new standard for all property transactions, de-risking the entire real estate value chain.